Attention homeowners in Troup and Smith County: Need an appraisal?

The top seven reasons TX homeowners call on Douglas W. Pickett:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a TX property tax assessment
To reduce their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a TX divorce, where real estate needs to be divided
Determine the true market value of property in question to settle an estate in Smith county or TX

Own a house in or near Troup, TX and need help determining the value of it?
Contact Douglas W. Pickett.

We at Douglas W. Pickett understand the special needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Douglas W. Pickett, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

PMI Removal Appraisals

An attractive way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping people just like you rid yourselves of undesirable PMI insurance.

Challenge property tax assessments

Lets say you live in a region that's going down -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Douglas W. Pickett is your strongest weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. An appraisal from Douglas W. Pickett can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd prefer to have a professional double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Douglas W. Pickett can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Douglas W. Pickett can We can assist you. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.